The Influence of Digital Financial Literacy on Spending Behavior, Saving Behavior, and the Future Foresight of the People in Padang

Rahmatul Hayati; Dina Patrisia

doi:10.55927/ajabm.v5i1.8

Authors

Rahmatul Hayati Universitas Negeri Padang
Dina Patrisia Universitas Negeri Padang

DOI:

https://doi.org/10.55927/ajabm.v5i1.8

Keywords:

Digital Financial Literacy, Spending Behavior, Saving Behavior, Future Spending Behavior and Future Saving Behavior

Abstract

The purpose of this study is to analyze the influence of digital financial literacy on future saving behavior with current spending behavior as a mediating variable, the influence of current spending behavior on future saving behavior with current saving behavior as a mediating variable, the influence of digital financial literacy on current saving behavior with current spending behavior as a mediating variable, the influence of current spending behavior on future saving behavior with future spending behavior as a mediating variable, the influence of current saving behavior on future saving behavior with future spending behavior as a mediating variable, the influence of current saving behavior on future saving behavior with future spending behavior as a mediating variable, the influence of digital financial literacy on future saving behavior with current saving behavior as a mediating variable, the influence of digital financial literacy on future spending behavior with current spending behavior as a mediating variable and the influence of digital financial literacy on future spending behavior with current saving behavior as a mediating variable, the influence of current spending behavior on future spending behavior with current saving behavior as a mediating variable in the community in Padang City. The sampling technique used in this study is non-probability sampling with purposive sampling technique. The sample taken was 400 samples.

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