Exploring the Relationship between Financial Literacy and Self-Sustainability among College Students

Authors

  • Lealyn B Segayo San Isidro College
  • Marielle N Mapait San Isidro College
  • Coline Kee S Soriano San Isidro College
  • Nicole Keth S Soriano San Isidro College
  • Kent Lawrence T Galido San Isidro College
  • Archelle S Tulang San Isidro College
  • Nimfa A Acodili San Isidro College
  • Evan P Taja-on San Isidro College

DOI:

https://doi.org/10.55927/ajabm.v5i1.9

Keywords:

Financial Literacy, Self-Sustainability, Saving Practices, Spending Habits, Financial Awareness

Abstract

Understanding how students manage their financial resources reveals the crucial role of financial literacy in sustaining themselves throughout their college journey. Beyond managing money, it reflects their capacity to build independence, stability, and readiness for future responsibilities. The research gathered data from college students through a structured questionnaire and revealed patterns in how financial literacy is linked with the students’ ability to sustain themselves. The findings show that college students with stronger financial knowledge also demonstrate greater independence and stability in managing their academic, personal, and financial responsibilities. Financial literacy emerges as a key factor that supports students’ ability to sustain themselves throughout their college experience.

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Published

2026-02-26